Rep. Laura Richardson

DETAILS: Rep. Laura Richardson
(1962 - )
    • CA - 37 House
      (2007- 2013)
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    ISSUES: Rep. Laura Richardson

    FOR

    Bank Regulation

    Big Banks are seen a lot like big businesses. After various issues in recent decades, it is contested exactly how much control governments should have over them.

    DETAILS:

    AGAINST Republicans

    The regulations established by the CFPD are mostly seen as hindering the business of banking in general. The GOP focuses on regulations that protect and regulate consumer support, but otherwise prefer to return power back to the institutions. source

    FOR Democrats

    Oppose such large concentrations of financial power in the hands of a few banks, especially after incidents like Wells Fargo and the financial crisis of 2008. Dems support strengthening the CFPD, and there is a push to allow post offices to provide financial services. source


    FOR

    Housing

    Republicans and Democrats both support home ownership and making sure the abuses that led to the housing crisis never happen again.

    DETAILS:

    FOR Republicans

    Republicans do not feel government regulation is a solution. They want better guidelines to stop predatory loan agreements, promote responsibility for affordable agreements to both buyers and lenders, and end lending quotas that lead to poor company lending choices. source

    FOR Democrats

    Democrats are focused on expanding the funding for the National Housing Trust Fund and the Neighborhood Stabilization program. They want to increase federal and state programs to reduce homelessness and restructuring housing market policies. source


    FOR

    Census

    The Census is a major talking point because it is being held the same year as an election. There were concerns that a question about citizenship would make immigrants reluctant to turn in their census forms, which would potentially reduce seats for immigrant heavy states. source

    DETAILS:

    FOR Republicans

    The Supreme Court has ruled in a 5-4 decision that the U.S. government cannot add a citizenship question to the 2020 census.

    FOR Democrats

    The Supreme Court has ruled in a 5-4 decision that the U.S. government cannot add a citizenship question to the 2020 census.


    FOR

    Gun Control

    How to reduce gun violence. Two different approaches.

    DETAILS:

    AGAINST Republicans

    Republicans stand for the second amendment right for a private citizen to keep and bear arms. They believe a person should not be restricted without due process of law. source

    FOR Democrats

    Democrats respect the rights of individual gun owners. Their focus is taking war weapons off the streets, making gun makers and sellers liable for irresponsible sales, and making weapons harder to attain by terrorists. source


    FOR

    Health Care

    There is an ongoing controversy on how to address rising healthcare costs for Americans.

    DETAILS:

    FOR Republicans

    Republicans have put forth a 68-page bill that is focused on Choice and Competition in the public healthcare marketplace. Some plans include loosening rules on health savings accounts and allowing businesses more freedoms in insuring their employees. source

    FOR Democrats

    Democrats primarily back a Medicare for All Plan, which would insure everyone has insurance and that costs were controlled. source


    FOR

    Bank Regulation

    Big Banks are seen a lot like big businesses. After various issues in recent decades, it is contested exactly how much control governments should have over them.

    DETAILS:

    AGAINST Republicans

    The regulations established by the CFPD are mostly seen as hindering the business of banking in general. The GOP focuses on regulations that protect and regulate consumer support, but otherwise prefer to return power back to the institutions. source

    FOR Democrats

    Oppose such large concentrations of financial power in the hands of a few banks, especially after incidents like Wells Fargo and the financial crisis of 2008. Dems support strengthening the CFPD, and there is a push to allow post offices to provide financial services. source


    FOR

    Housing

    Republicans and Democrats both support home ownership and making sure the abuses that led to the housing crisis never happen again.

    DETAILS:

    FOR Republicans

    Republicans do not feel government regulation is a solution. They want better guidelines to stop predatory loan agreements, promote responsibility for affordable agreements to both buyers and lenders, and end lending quotas that lead to poor company lending choices. source

    FOR Democrats

    Democrats are focused on expanding the funding for the National Housing Trust Fund and the Neighborhood Stabilization program. They want to increase federal and state programs to reduce homelessness and restructuring housing market policies. source


    FOR

    Census

    The Census is a major talking point because it is being held the same year as an election. There were concerns that a question about citizenship would make immigrants reluctant to turn in their census forms, which would potentially reduce seats for immigrant heavy states. source

    DETAILS:

    FOR Republicans

    The Supreme Court has ruled in a 5-4 decision that the U.S. government cannot add a citizenship question to the 2020 census.

    FOR Democrats

    The Supreme Court has ruled in a 5-4 decision that the U.S. government cannot add a citizenship question to the 2020 census.


    FOR

    Gun Control

    How to reduce gun violence. Two different approaches.

    DETAILS:

    AGAINST Republicans

    Republicans stand for the second amendment right for a private citizen to keep and bear arms. They believe a person should not be restricted without due process of law. source

    FOR Democrats

    Democrats respect the rights of individual gun owners. Their focus is taking war weapons off the streets, making gun makers and sellers liable for irresponsible sales, and making weapons harder to attain by terrorists. source


    FOR

    Health Care

    There is an ongoing controversy on how to address rising healthcare costs for Americans.

    DETAILS:

    FOR Republicans

    Republicans have put forth a 68-page bill that is focused on Choice and Competition in the public healthcare marketplace. Some plans include loosening rules on health savings accounts and allowing businesses more freedoms in insuring their employees. source

    FOR Democrats

    Democrats primarily back a Medicare for All Plan, which would insure everyone has insurance and that costs were controlled. source


    DONORS/LOBBYISTS:
      • Company
      • Amount
      • Communications Workers of America
      • $-2500
    Based on the January 2020 report , next report due July 2020